What to Do If You Don’t Have Dental Insurance and Need Dental Care
Apr 04, · 7 Options for Seeing a Dentist with No Dental Insurance 1. Go to a Dental School. I’ve found that many people scoff at this suggestion, and it’s not unusual to be concerned at 2. Find a Sliding Scale Dental Clinic. Many charities, faith-based organizations, United Way, and health centers. Oct 19, · Our Best Advice if You Don’t Have Dental Insurance: Take Care of Your Teeth. One sure-fire way to save money if you don’t have dental insurance is to not end up in the dentist’s chair in the first place. That doesn’t mean that we never want you to go to the dentist again!
There are steps you can take to ensure you have access to dental care when you need it - with or without insurance. After all, going to the dentist is expensive, or so they think. The problem is too many people without dental coverage often delay preventative treatments, even procedures as straightforward as cleanings and x-rays.
This delay can allow existing dental problems to worsen and develop into serious dental health problems like cavities, gum disease, and even tooth loss. It may be necessary for you to make an appointment to see your dentist without insurance just to get recommendations for better oral hygiene and the types of preventative treatments patients get during regular dental visits.
Having access to an affordable dentist can make it financially possible to have essential oral surgery procedures like wisdom teeth removal. Dental emergencies and chronic dental problems happen. If you are one of the 2 in 5 Fo who currently have no dental insurance, you have several avenues insuarnce can pursue to get essential dental treatments after you've found your emergency dentist.
There are thousands of dentists and qualified dental specialists who offer payment plans specifically designed for people who need to supplement their dental insurance, or who have no dental insurance at all.
Financing is an affordable alternative to tk an upfront lump-sum payment. No-fee financing allows you to pay for your dental services over time without incurring interest charges. Patient financing has some advantages over employer-sponsored dental plans, including the ability to pay for preexisting conditions and elective cosmetic dentistry procedures. Applications for dental payment plans are available at participating dentists. Like any creditor, third-party financing is credit-based, so if you have challenged credit, you may need a cosigner to qualify for financing.
Clinics that are affiliated with dental schools are a great source of quality, low-cost dentistry and orthodontic treatment. Dental students actually provide the dental services but do so under the guidance and direct supervision of senior licensed dentists. Many dental hygiene schools provide preventive treatments like prophylaxis at little or no cost. Researchers are always looking for people who are willing to participate insyrance studies.
The National Institute of Dental and Craniofacial Research NIDCR is one such organization that looks for volunteers with specific dental, oral, how to make a thriller movie craniofacial conditions for clinical trials. Individuals who qualify for what to do if you have no dental insurance of the programs may receive limited free or reduced-cost dental treatment for the condition under study.
Medicaid provides health and dental coverage for children, adults under the age of 21, and pregnant women. CHIP coverage includes dental services for participants under the age of Those over 21 typically qualify for emergency dental services only.
A large number of dentists, oral surgeons and dental hygienists volunteer their time and services at free clinics run by dental charities. While resources for charitable organizations are typically limited, it is worth it for anyone who has no dental insurance to contact nonprofit dental organizations who may be able to provide services free of charge.
Here are several dental charities to get you started. If you have no dental insurance, use the strategies above to help protect your teeth and kf overall health. Dental Health Info About Us haave Dental Care Info. Email Print. What do you do when you have no dental insurance and you need dental care? No Dental Insurance Strategy 1: Get on a Payment Plan There are thousands of dentists and qualified dental specialists who offer payment plans specifically designed for people who need to supplement their dental insurance, or who have no dental insurance at all.
No Dental Insurance Strategy 2: Get Dental Work Done with a Local Dental School Clinics that are doo with dental schools are a great source of quality, low-cost dentistry and orthodontic treatment. No Dental Insurance Strategy 3: Participate in a Clinical Trial Researchers are always looking for people who are willing to participate in studies. No Dental Insurance Strategy 5: Seek Out Free Dental Clinics and Dental Charities A large number of dentists, oral surgeons and dental hygienists volunteer their time and services at free clinics run by dental charities.
Here’s the Real Reason Having No Dental Insurance Is So Dangerous
When you don’t have insurance, it can be tempting to put off dental care. This can lead to increased costs that can quickly become unmanageable. If you visit the dentist for a painful cavity, you can expect to pay around $, depending on your region and the specific dental office. Dental savings plans, the affordable alternative to dental insurance, are often your best option when you need emergency dental care. Since emergencies don’t happen on schedule – or on pay day – you need a solution that will help you pay for the care you need now – and may need in the future. You need a dental savings plan, also known as a dental discount plan. Dental Savings Plans: Save You . Having no dental insurance does not mean you can’t see a dentist. It may be necessary for you to make an appointment to see your dentist without insurance just to get recommendations for better oral hygiene and the types of preventative treatments patients get during regular dental visits.
Equipping yourself with the right information can help lower your costs and reduce stress. Know how to prepare for any dental emergency—insured or not—with the help of these four tips. If you experience any of these, visit a dental professional as soon as possible. Broken or cracked teeth.
Waiting to address dental issues can make them more painful and costly to fix down the line. If you feel pain around one tooth, floss. Flossing will help you determine if you have something stuck between your teeth or in the gum tissue.
A hydrogen peroxide mouthwash will also help remove any bacteria and irritation. For more help determining if you should see a dental professional, find out when you need to go to the dentist about your tooth pain. Anxiety may increase the pain in your body, so remain calm throughout a dental emergency in order not to make the situation worse. Next, use a salt and warm water mixture as a mouthwash to reduce irritation and swelling.
Cold compresses may also be used to reduce swelling, irritation, and bleeding. If an adult tooth has come out, place it in a glass of cold milk to keep it moist as you travel to a dentist.
You must act quickly. If you can get help within 10 minutes, there is a fair chance that the tooth will take root again. Most dentists reserve time in their daily schedules for emergency patients. They can instruct you on what to do next. When a dental emergency strikes, try:. Dental schools: Dental schools provide quality work by students at little to no cost under the supervision of licensed dentists.
Many clinics in your area will partner with these schools to provide affordable dental care to those who are uninsured. Free or governmental clinics: Do an online search to see what free or governmental clinics are near you.
Many dentists and dental professionals volunteer throughout the year to provide their services at no cost to those in need. Payment plans: Many dentists offer payment plans to provide an affordable method for obtaining dental care, or to help supplement existing dental plans. Usually these plans do not include interest and have many easy ways to make payments.
Ask your dentist what options they have available. You may even get a discounted rate for paying your dentist directly.
Charity or community events: Many cities hold healthcare events to provide affordable dental care. Look out for community events that provide dental care to those who need it. If you have general health insurance and are experiencing a dental emergency, you may consider a visit to your nearest emergency room ER.
You have symptoms of a severe dental infection, such as high fever, chills, and swelling. Many offices also offer discounted prices to uninsured customers willing to pay directly to the dental office. While dental insurance may be viewed by some as expensive or unnecessary, insurance reduces the financial burden in case of an emergency.
The first preventive measure is to obtain dental insurance. When you go uninsured, dental issues that you may not be able to see or feel can go untreated. Next, take preventive measures at home. Make sure to brush twice a day for two to three minutes, floss regularly, and use mouthwash. All Articles Resources. A loose or knocked-out permanent tooth Painful swelling or aches An injured jaw Incessant bleeding If you experience any of these, visit a dental professional as soon as possible.
When a dental emergency strikes, try: Dental schools: Dental schools provide quality work by students at little to no cost under the supervision of licensed dentists.